
4 Beds
3.5 Baths
2,344 SqFt
4 Beds
3.5 Baths
2,344 SqFt
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 2,344 sqft
Price per Sqft $201
Subdivision Chimney Oaks
MLS Listing ID 7721982
Style Traditional
Bedrooms 4
Full Baths 3
Half Baths 1
Construction Status New Construction
HOA Fees $1,365/ann
HOA Y/N Yes
Year Built 2026
Annual Tax Amount $260
Tax Year 2025
Lot Size 9,583 Sqft
Acres 0.22
Property Sub-Type Single Family Residence
Source First Multiple Listing Service
Property Description
From the moment you step inside, the main level feels open, bright, and designed for real life. The kitchen and family room flow together seamlessly—perfect for casual mornings at the island, hosting friends, or cozy nights by the sleek linear electric fireplace. The kitchen features cashew-colored cabinetry, granite countertops, stainless steel appliances, and a spacious center island that naturally becomes the heart of the home.
Downstairs, you'll find one bedroom and 1.5 baths, a setup that works beautifully for guests, in-laws, a home office, or anyone who appreciates main-level living. Upstairs, there are three comfortable bedrooms and two full baths, giving everyone their own space without sacrificing closeness. Natural light fills the entire home, and the golf course views create a sense of calm and privacy that's hard to find.
One of the biggest perks is the unfinished basement—a true blank canvas for future expansion, storage, or whatever vision you have in mind. Step outside onto the covered back deck, complete with a ceiling fan, where evenings feel peaceful and mornings come with a view of the fairway.
With a 2-car garage, 2,344 square feet of finished living space, and room to grow, this home feels both practical and thoughtfully designed. And being part of Chimney Oaks means you get the charm of a premier golf course community while still being close to everything you need in Homer.
To schedule a private tour of 108 Ginger Trail, call or text for details and availability. This one truly stands out in today's market.
Location
State GA
County Banks
Area Chimney Oaks
Lake Name None
Rooms
Bedroom Description None
Other Rooms None
Basement Unfinished
Main Level Bedrooms 1
Dining Room Open Concept
Kitchen Cabinets Other, Kitchen Island, Pantry Walk-In, View to Family Room
Interior
Interior Features High Ceilings 9 ft Main
Heating Electric
Cooling Ceiling Fan(s), Electric
Flooring Carpet, Luxury Vinyl, Tile
Fireplaces Number 1
Fireplaces Type Electric
Equipment None
Window Features Double Pane Windows
Appliance Dishwasher, Disposal, Electric Range, Microwave
Laundry Common Area
Exterior
Exterior Feature Private Yard
Parking Features Garage
Garage Spaces 2.0
Fence None
Pool None
Community Features Clubhouse, Fitness Center, Golf, Homeowners Assoc, Near Schools, Near Shopping, Pickleball, Restaurant, Street Lights, Tennis Court(s)
Utilities Available Cable Available, Electricity Available, Phone Available, Water Available
Waterfront Description None
View Y/N Yes
View Golf Course
Roof Type Composition,Shingle
Street Surface Paved
Accessibility None
Handicap Access None
Porch Deck
Private Pool false
Building
Lot Description Back Yard, Front Yard
Story Two
Foundation Slab
Sewer Septic Tank
Water Public
Architectural Style Traditional
Level or Stories Two
Structure Type Cement Siding
Construction Status New Construction
Schools
Elementary Schools Banks County
Middle Schools Banks County
High Schools Banks County
Others
HOA Fee Include Maintenance Grounds,Swim,Tennis
Senior Community no
Restrictions false
Tax ID B50C061
Acceptable Financing Cash, Conventional, FHA, USDA Loan, VA Loan
Listing Terms Cash, Conventional, FHA, USDA Loan, VA Loan

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